Services

Individual Investors

MCM's mission is to provide customized wealth management services to high net worth individuals. When meeting with prospective clients, MCM is often asked "As a MCM client, what can I expect from you?" MCM's small client base permits the capacity to anticipate, understand, and meet the needs unique to each client.

MCM plans and strategizes over issues like estate planning, taxes, charitable activities, and decisions related to non-marketable and family-owned businesses. Read three typical MCM client profiles.

Typical MCM Clients

MCM caters to a variety of clients, each with their own unique needs and life circumstances.
Read about some of the kinds of clients MCM works with:

Middle-aged couple looking for safety.

Many middle-aged couples who are looking for safety seek an investment advisor who has two important characteristics. The first is an implicit commitment that the people who dispense investment advice to them plan to remain at their current firm for the foreseeable future. The second criterion is an established track record that guards against taking unnecessary risks. Clients in this stage of life are often entering retirement and plan to live off their portfolio in combination with Social Security.

Entrepreneurs with excess cash, looking for stock selection acumen.

Entrepreneurs who own very successful businesses, generating excess cash flow, often want an advisor with a long-term track record of identifying, researching, and valuing businesses. They resonate with the mindset that purchases are viewed as fractional interests in businesses. They understand the inherent volatility of the equity market and often prefer their advisor to be "opportunistic," placing few limits on their advisor's ability to be invested. When this type of client is approached by someone interested in his/her capital for a new business venture, he/she often relies on his/her advisor to objectively help critique the offer.

Multi-generational families looking for a long-term advisor.

These types of clients need an investment advisor with the ability to cater the investment approach to three distinct generations; from the needs of the patriarch down to those of the grandkids. Developing an Investment Policy Statement detailing the investment objectives and constraints important to each individual relationship is critical. A continuity of personnel, private ownership, and unwavering commitment to a firm's investment approach are often of particular importance to these families.

Communication

MCM desires for every client to fully understand the subtleties and nuances of its investment approach. Ultimately, the curiosity of the client will be the primary factor in determining his/her depth of knowledge.

This web site, and specifically the Client Center, is the key source for posted publications and regular updates.
www.Fidelity.com is the single source for up-to-the-minute information on holdings and account balances. MCM insists on partnering with a third party custodian, Fidelity Investments, for portfolio management accounting, which enforces proper checks and balances.
Fidelity Investments is a registered trademark of FMR LLC.
In-person meetings are held regularly and as often as the client or MCM requests.

MCM Publications

Within the password-protected Client Center, access will include:

Annual Reports - Thorough reviews, dating from 1999, detailing MCM performance of the past year and assessments of the future.
Quarterly Reports - MCM Quarterly Capital Markets Review (QCM).
Fireside Chats - Communication between QCMs, with increased frequency during turbulent markets.
In the Loop - A selection of recent news clippings that background some of our research efforts.
Research Updates - Details of ongoing equity analysis and other investment research.
Recent Portfolio Activity - Updated information concerning investment decisions and positions.
Perspectives - Reports, opinion pieces, and interviews covering a wide variety of market and economic topics.
Published Articles - A list of materials published in the popular press by Frank Martin and others at MCM.
Individual Account Holdings - Links to Fidelity and MCM account managers.
MCM Performance Summary